When liquidating stocks are commissions due

390.252 How must separate corporate identities be maintained? 390.264 Real estate lending standards; purpose and scope. Loan underwriting decisions must be based on an applicant's credit history and present and reasonably foreseeable economic prospects, rather than on the basis of assumptions regarding comparative differences in creditworthiness between married and unmarried individuals, or between men and women.

(f) Any violation of the following laws or regulations by a State savings association shall be deemed to be a violation of this subpart: (1) The Equal Employment Opportunity Act, as amended, 42 U. Each State savings association should reexamine its underwriting standards at least annually in order to ensure equal opportunity.

(e) This regulation shall not apply in any case in which the Federal Equal Employment Opportunities law is made inapplicable by the provisions of section 2000e--1 or sections 2000e--2 (e) through (j) of title 42, United States Code. 2000e--2000h--2, and Equal Employment Opportunity Commission (EEOC) regulations at 29 CFR part 1600; (2) The Age Discrimination in Employment Act, 29 U. This section provides supplementary guidelines to aid savings associations in developing and implementing nondiscriminatory lending policies.

390.104 What information must I include in my draft business plan? 390.106 What information must I provide with my application? 390.110 How do I amend or supplement my application? 390.126 If I file a notice under expedited treatment, when may I engage in the proposed activities? (6) Refusing to lend or lending on less favorable terms in particular areas because of their racial composition is unlawful.

390.107 May I keep portions of my application confidential? 390.111 Who must publish a public notice of an application? 390.115 What language must I use in my publication? 390.127 What will the FDIC do after I file my application? 390.150 Guidelines relating to nondiscrimination in lending. Refusing to lend, or offering less favorable terms (such as interest rate, downpayment, or maturity) to applicants because of the income level in an area can discriminate against minority group persons.

390.112 What information must I include in my public notice? 390.128 If the FDIC requests additional information to complete my application, how will it process my application? (7) Sections 390.142--390.144 prohibit loan denials based upon the age or location of a dwelling.

390.129 Will the FDIC conduct an eligibility examination? These restrictions are intended to prohibit use of unfounded or unsubstantiated assumptions regarding the effect upon loan risk of the age of a dwelling or the physical or economic characteristics of an area.

For processing under the Federal Fair Housing Act AND TO: Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut St, Box #11, Kansas City, MO 64106 For processing under FDIC Regulations.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD: SEND A COMPLAINT TO: Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410.

The Equal Credit Opportunity Act, in addition to this prohibition, forbids discrimination on the basis of marital status.

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